The Underwriter
Scenario Review

Realtors — read this first

Your buyergot a "no"?It may be wrong.

Self-employed buyers get turned down every day because their file was read the wrong way. Don't let your commission walk out the door.

Take the 30-sec quiz
  • ✓ Free review
  • ✓ Real underwriter
  • ✓ Fast answer

▶ Watch first — 2 minutes that can save your deal

1099 income✕ Not a dead endWrite-offs too big✕ Not a dead endOnly one year in business✕ Not a dead endBank statement buyers✕ Not a dead endDeclining income✕ Not a dead endNew LLC✕ Not a dead endCash-heavy business✕ Not a dead end
1099 income✕ Not a dead endWrite-offs too big✕ Not a dead endOnly one year in business✕ Not a dead endBank statement buyers✕ Not a dead endDeclining income✕ Not a dead endNew LLC✕ Not a dead endCash-heavy business✕ Not a dead end
Hillside homes glowing at dusk

From “no” to closing day

Every buyer deserves a way home.

Heard this lately?

Every one of these can still close.

"My buyer…"

Writes off almost everything.

"My buyer…"

Two businesses, messy returns.

"My buyer…"

1099 — another lender said no.

"My buyer…"

Great deposits, low taxable income.

30-second check

Can your deal be saved?

Question 1 of 4

How does your buyer earn income?

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Scenarios reviewed

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Years in underwriting

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Typical answer

The Process

How it works

01

Send the scenario

A few lines about the buyer and their income.

02

Underwriter review

We read it the way underwriting will.

03

Know your options

Before you lose the buyer — or the deal.

An experienced underwriter reviews your buyer's income, tax returns and documents — the way underwriting will — so you know the options before you lose the deal.

From realtors

Deals they almost lost

"

My buyer ran a roofing company and three lenders said no because of his write-offs. One review later we had a path and closed three weeks after.

Maria G.

Realtor, Los Angeles

1099 contractor — Closed

"

I was about to tell my seller to take the backup offer. Instead we got a clear list of what to fix and the deal held together.

Derek T.

Broker associate, Orange County

New LLC owner — Approved

"

Straight answers, fast. Now I send every self-employed buyer here before I write the offer.

Priya S.

Team lead, San Diego

Salon owner — Keys in hand

Questions

Realtors ask

The scenario review is a conversation, not an application — there's no charge to talk it through.

Often not. Many self-employed denials come from how income was calculated, not whether the buyer qualifies.

Just a few lines about the buyer and how they earn. Tax returns can come later.

No. You stay the agent. We help the financing side so your deal can close.

Not ready to book?

Tell us about your buyer

Send the details and we'll take a look.

Buyer's income type

Book your review

Don't walkaway fromthe deal.

Every day you wait is a day the seller takes another offer. Grab a quick call and get a straight answer.

  1. 01Pick an open time
  2. 02Tell us about the buyer
  3. 03Get a real underwriter's answer

September 2026

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